3/17/2024 0 Comments Hertz flat tire policyYou may have some gaps in coverage between your personal car insurance and your rental car. It won’t cover business use, such as driving a rental car to meet a client for work purposes. But your personal car insurance only extends coverage to rental cars for personal use, such as driving a rental car while on vacation. Your personal car insurance generally covers rental cars with the same coverage limits and deductibles as your policy. Does My Personal Car Insurance Cover Rental Cars? On the other hand, if you don’t have coverage through your personal car insurance, credit card and other forms of insurance-or if you have gaps in coverage-you’ll want to purchase rental car insurance to make sure you’re adequately covered. If you already have coverage through one of those policies, you wouldn’t need to buy duplicate coverage from the rental car company. The credit card you used to book the rental car.In fact, you might already have some coverage through existing policies, such as: That protection includes help if you repair a rental car or for your medical bills after causing an accident.īut you don’t need to buy all these coverage types from the rental car company. You’ll also want other types of coverage. Liability insurance covers injuries and property damage you accidentally cause to others and is required in most states. At the bare minimum, you need liability car insurance before you hit the road with a rental car.
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